Personal Loans

We offer personal loans that could help you to buy a new kitchen, extend your home or improve your bathroom.
For all enquiries please contact us on
(01228) 595 939

Why choose us?

We specialise in providing personal loans to homeowners throughout Cumbria, South West Scotland, the Scottish Borders, North Yorkshire and North Lancashire. If you’re looking to extend your home, upgrade your kitchen or fit a new bathroom we’ll be able to help you.

All of our loans are tailored to your individual needs and you can borrow from £1,500 to £15,000, with repayment periods to fit with your budget, from 12 to 60 months.

We’ll be on hand to guide you throughout your application process, answering any questions you may have before, during and after your application.

We don’t rely on computers to make a decision about your application. Instead, our team of experts combine their years of experience with modern technology to provide a personal, friendly and professional service.

How does it work?

1) Get in touch with us or call into your local branch of The Cumberland.

2) Once we’ve approved your application we’ll arrange to have your agreement signed.

3) Then, we’ll transfer the funds directly to your bank account.

Call your local team on 01228 595939 or schedule a call for a time which is convenient for you.

Representative example

Loan Amount £6,500
48 Payments of £163.20
Term of Agreement 48 months
Interest Charge £1,333.60
Total Charge for Credit £1,333.60
Total Amount Payable £7,833.60
Rate of Interest (fixed) 5.13%
Representative APR 9.9%

Finance subject to status and certain conditions. Finance available to UK residents aged 18 and over only. Indemnities may be required.